Just past the longest night of the year and officially into winter, you could concentrate on the present or look forward to warmer and brighter days. Consumers and small businesses are opting for the former, according to two different studies. Given more Covid-19, more inflation, more political polarization and posturing, and so much more of more, it shouldn’t be surprising that these separate studies show some of the lowest confidence levels in years.

Read more here: https://www.forbes.com/sites/eriksherman/2021/12/30/consumer-and-small-business-optimism-is-down-going-into-the-new-year/?sh=21e6f0675a8f