Yahoo Finance spoke to three small-business owners who shared their frustrating experiences applying for the PPP loans. One problem they all shared: lack of clarity around the fact that independent contractors (which so many employees of small business are) must apply for PPP loans individually, through a separate process that began on April 10.

Read more here: https://finance.yahoo.com/news/nightmare-3-small-business-owners-describe-process-of-applying-for-ppp-coronavirus-loans-132110725.html